Flexi Business + loan is a lending solution designed to support small business owners. It can be used for various purposes, including working capital, purchases, business restructuring, succession planning, or managing ATO debt.
This product suits:
| Employment Status | Options available for short-term PAYG/self-employed individuals. |
| Property Types | Residential only – construction allowed. |
| Debt Consolidation | Ability to consolidate unlimited existing debts. |
| Cash-Out | Equity release for any reasonable purpose, including business requirements. |
| Credit History | Applicants with defaults, late payments, or discharged bankruptcies are considered. |
| Alternative Income Verification | Available for self-employed or those with non-traditional income streams. |
| Interest-Only Options | Available |
| Ownership Structures | Individuals, companies, or trusts. |
| Favourable Purchase | Available |
| Private Loan Refinance | Available |
A: Flexi Business+ can be used for a range of business and financial purposes, including working capital cash-out, business purchases, debt restructuring, succession planning, ATO debt management, and private loan refinancing. Loans must be secured by residential property.
A: Yes. VMG’s Flexi Business+ product allows small business owners to access equity in their residential property to fund business needs. Loans can be structured for individuals, companies, or trusts, making it suitable for a wide range of business ownership arrangements.
A: Yes. VMG’s Flexi Business+ product specifically supports borrowers looking to consolidate and manage ATO debt as part of a broader business loan structure. By securing the loan against residential property, borrowers can access more manageable repayments over an extended term.
A: Yes. Flexi Business+ includes options for short-term PAYG and self-employed individuals, with alternative income verification available for those with non-traditional income streams. Applicants with defaults, late payments, or discharged bankruptcies are also considered.
Please allow our team 24-48 hours to review your documents and get in touch. For urgent assistance, call us at 8600 7900.
You can give us a call at 03 8600 7900 to clarify your questions.
